Topcashback: Valley Direct High Yield Savings Account $150 Bonus (& $100 Checking Bonus
Update 12/3/25: There is also a $100 checking bonus that can be done. Hat tip to reader Mark Update 6/18/25: Bonus is $150 on Topcashback and $100/10,000 on Rakuten (ht snailrock) Update 4/8/24: Bonus is now up to $140. Update 10/18/23
Update 12/3/25: There is also a $100 checking bonus that can be done. Hat tip to reader Mark
Update 6/18/25: Bonus is $150 on Topcashback and $100/10,000 on Rakuten (ht snailrock)
Update 4/8/24: Bonus is now up to $140.
Update 10/18/23: Bankbonus is now offering a $100 bonus.
Offer at a glance
- Maximum bonus amount: 6,000 Swagbucks ($60) or 12,000 MyPoints ($75-$80)
- Availability: Nationwide
- Direct deposit required: None
- Additional requirements: $1,000 initial deposit
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None
- Household limit: None listed
- Expiration date: Unknown
The Offer
Swagbucks link | MyPoints link
- Swagbucks is now offering a tiered bonus of up to 14,000 Swagbucks (worth $140) when you open a new ValleyDirect account. Broken down as follows:
- Deposit at least $1,000 to earn 8,000 SB!
- Earn 2,000 SB for deposits between $3,001.00 and $5,000.00.
- Plus! Earn an additional 4,000 SB for deposits over $5,001.00
Points will appear as Pending for 32 days.
Our Verdict
There’s no timeframe stated where you have to hold the $1,000 in the account. And so it should be an easy $60-$75 immediately with the initial $1,000 deposit. You won’t get a 1099 from the bank, and legally you’d presumably have to self-report the $60 income (please consult a tax advisor).
