Current $175 Referral Checking Bonus + Portal

Update 12/2/25: $175 referral offer available again. Opened a new page to share yours.

Update 11/4/25: Available again, this time top referral bonus is $175 instead of $150. 

Update 9/16/25: Available again 

Offer at a glance

• Maximum bonus amount: $150 + portal
• Availability: Nationwide
• Direct deposit required: Yes, $200+
• Additional requirements: None
• Hard/soft pull: Soft pull
• ChexSystems: No
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: 9/1/25

The Offer

Direct link to offer (this is where you can find and share your referral links)

• Current is offering a referral bonus. Person being referred is offered $150 (some links are for less, so becareful) and the person referring receives $150/$100. 
  • Use referral code before setting up a direct deposit
  • Receive an eligible payroll deposit of $200+ within 45 days
• Can possibly be stacked with a shopping portal. Open via shopping portal → once account is open, in the Current app go to Account → Rewards → Add Code → enter referral code → app confirms code applied. Best portal rates here. 

The Fine Print

• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

There is no monthly fee anymore

Early Account Termination Fee

I wasn’t able to find a fee schedule so I’m unsure if there is an early account termination fee.

Our Verdict

Please do not share your referrals in the comments below, you can share them in this linked thread instead. Bonus has been higher in the past. I do think this is worth doing, especially if you know the person who’s link you’re using. We will add this to our list of the best bank account bonuses.