Metro Credit Union $400 Checking Bonus
Update 12/6/25 Metro Credit Union is offering a $300 Visa Reward Card when you open an account
Update 12/6/25: Bonus is back but for $400. No end date listed. Hat tip to dealgamer & briguy
Offer at a glance
- Maximum bonus amount: $300
- Availability: MA, Southern NH select branches only
- Direct deposit required: Yes, no minimum specified
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None listed
- Household limit: None listed
- Expiration date: None listed
The Offer
- Metro Credit Union is offering a $400 bonus when the following requirements are met:
- One monthly recurring direct deposit required
- Sign up for e-Statements required within 60 days of account opening
The Fine Print
- Terms & Conditions apply and are available at referlive.com/metrocuoffers or upon request at your local Metro Credit Union branch.
- Get a $300 Visa Reward Card when you register, open a new eligible Metro Credit Union My Reward Checking account at the Dorchester, West Roxbury, Burlington, Peabody – Andover Street, and Reading Branch and complete the following within 60 days of account opening: 1.) Complete one (1) or more direct deposits, AND 2.) Complete one (1) or more debit card transactions (ATM withdrawals excluded).
- Please allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
They offer a free checking account with no monthly fees.
Early Account Termination Fee
I wasn’t able to find an EATF in the fee schedule.
Our Verdict
Should be able to find out if it’s a hard or soft pull when applying in branch, share your experience if you go for this bonus.
