Bank of America Alaska Atmos Ascent Card — November 2025 Update: 85,000-Point Welcome Bonus

An 85k sign-up bonus has appeared.

Application link

• BoA Alaska Atmos Ascent

feature

1. 85,000 Alaska Miles Sign-up Bonus: Earn 85,000 Alaska Miles by spending $4,000 within 120 days of opening your account. First year includes a $99 Companion Fare (plus taxes and fees).
2. Alaska Miles are valued at approximately 1.6 cents per mile ( estimated airline miles ), so the 80k sign-up bonus is worth approximately $1,280!
3. Alaska Airlines-related purchases earn 3 Alaska Miles; gas, cable, streaming services, and local transit, including ride share purchases, earn 2 Alaska Miles; other purchases earn 1 Alaska Mile.
4. If you have a BoA checking or savings account, miles earned with this card will receive a 10% bonus (i.e., 1x points become 1.1x points).
5. Each year (anniversary year), if you spend $6,000 or more in the previous year, you can receive a $99 Companion Fare (plus taxes and fees). Note that this only applies to Alaska Airlines and not to partner airlines.
6. One free checked bag is available, and this benefit can be enjoyed by up to six traveling companions. The card must be used to purchase the ticket.
7. Priority boarding。
8. Alaska Airlines inflight purchases 20% back。
9. Alaska lounge+ membership $100 off。
10. No Foreign Transaction Fee (FTF)。
11. This card allows you to refer a friend ; you need to generate a referral link on this webpage . Each successful referral earns 10,000 miles, with an annual cap of 250,000 miles.

shortcoming

1. The annual fee is $95, and the first year's fee is not waived.

Recommended application time

1. It is recommended to apply only if you have a credit history of more than one year.
2. [ 2/3/4 Rule ] A maximum of 2 BoA cards can be approved within 2 months; a maximum of 3 BoA cards can be approved within 12 months; and a maximum of 4 BoA cards can be approved within 24 months. BoA's IT system is still relatively poor, so this rule may not reject you initially. However, it's possible that your card might be approved initially, but then closed a few days later with the reason "approved in error."
3. If you currently hold or have held this card within the past 24 months, you will be ineligible to apply for this card. See the BoA 24-Month Churn Card rules for details .
4. Theoretically, only US persons (see " Tax Filing Identity Verification ") can apply for BoA ​​credit cards online. If you are a Non-Resident Alien (NRA), you need to apply by phone or in person at a local branch. In practice, the bank doesn't actually verify whether you are a US person; NRAs can also get approved online, but at their own risk.

Summarize

This card offers the same benefits as the old BoA Alaska card . The maximum sign-up bonus is still quite attractive. However, accumulating miles on a regular basis is extremely slow, making it difficult to recoup the annual fee unless you fly Alaska Airlines frequently.

After applying

• You can click here to check your BoA ​​application status .
• BoA reconsideration backdoor phone number: 800-732-9194. It seems the BoA phone number keeps changing… If the number is disconnected, please let us know immediately. The BoA is a place where you can directly contact the person with decision-making authority.

Related credit cards

• BoA Alaska Atmos Ascent (This article)
• BoA Alaska Atmos Summit
• BoA Alaska Atmos Business

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