[MA, Southern NH only] Metro Credit Union $500 Checking Bonus

Metro Credit Union is offering a $300 Visa Reward Card when you open an account

Update 12/7/25: There is a link for a $500 bonus. Hat tip to reader Takeda. 

Offer at a glance

  • Maximum bonus amount: $300
  • Availability: Must live, work, or have a place of business in one of the following counties:
    • Barnstable County, MA
    • Bristol County, MA
    • Essex County, MA
    • Franklin County, MA
    • Hampden County, MA
    • Hampshire County, MA
    • Middlesex County, MA
    • Norfolk County, MA
    • Plymouth County, MA
    • Suffolk County, MA
    • Worcester County, MA
    • Hillsborough, NH
    • Cheshire County, NH
    • Merrimack County, NH
    • Strafford County, NH
  • Direct deposit required: Yes, no minimum specified
  • Additional requirements: See below
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Yes, $2,000
  • Monthly fees: None
  • Early account termination fee: $15, 90 days
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • Metro Credit Union is offering a $400 bonus when the following requirements are met:
    • One monthly recurring direct deposit required
    • Sign up for e-Statements required within 60 days of account opening

The Fine Print

  • Terms & Conditions apply and are available at referlive.com/metrocuoffers or upon request at your local Metro Credit Union branch.
  • Get a $300 Visa Reward Card when you register, open a new eligible Metro Credit Union My Reward Checking account at the Dorchester, West Roxbury, Burlington, Peabody – Andover Street, and Reading Branch and complete the following within 60 days of account opening: 1.) Complete one (1) or more direct deposits, AND 2.) Complete one (1) or more debit card transactions (ATM withdrawals excluded).
  • Please allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a free checking account with no monthly fees.

Early Account Termination Fee

$15 if closed within 90 days. 

Our Verdict

Worth doing now that we know it’s a soft pull and has been increased to $400.

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