Synchrony Virgin Red Rewards Credit Card Sign-up Bonus: 60k Points [Updated December 6, 2025]

[Updated 2025.12] The sign-up bonus has now reverted to 60k.

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 Dec 6, 2025  0  76
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Synchrony Virgin Red Rewards Mastercard® Credit Card Introduction

[Updated 2025.12] The sign-up bonus has now reverted to 60k.

[Updated 2025.12] The new sign-up bonus is 75k, valid only for December 2nd and 3rd.

Application link

Feature

  1. 60k Sign-up Bonus: Earn 60,000 Virgin Points by spending $3,000 within 90 days. (See more high bonus cards: Best Credit Card Bonuses )
  2. Rebate structure:
    • 3x on Virgin Atlantic, Virgin Hotels, Virgin Voyages
    • 2x on grocery stores, dining, streaming & EV charging
    • 1x on all other purchases
    More rewards comparisons: Best Rewards Credit Cards
  3. Virgin Points can be redeemed for flights and luxury hotels. Related guide: Points & Miles Beginner Guide
  4. Adding secondary cards can earn extra points.
  5. 5,000 bonus points each anniversary year.
  6. Tier system explained here: Virgin Atlantic Tier Points
  7. Hotel free night benefits also discussed in: Best Hotel Credit Cards
  8. Travel-related perks comparisons: Best Travel Credit Cards
  9. No foreign transaction fee.

Shortcomings

  1. Annual fee: $99
  2. Read explanation: Credit Card Issuer Comparison Guide

Recommended Application Time

If you’re new to credit cards, see: How to Build Credit Fast

Summary

This card is mainly valuable for Virgin Hotels users. You can compare with other hotel cards here: Hotel Credit Card Comparison

Sign-up Rewards Trend Chart

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