E*Trade Premium Savings Account Introduction

The new account opening bonus is $250-$1,000, with a corresponding deposit requirement of $25k-$100k. The deposit holding period is only slightly over 45 days, which is a pretty good bonus.

Application link

E*Trade Premium Savings Promo Code SAVE100

Basic Account Information

1. Sign-up bonus of $250-$1,000. See below for eligibility requirements. Deadline: February 28, 2026.
2. Monthly fee: $0.
3. The annual interest rate (APY) is quite reasonable . The APY in November 2025 is 3.75%.

Account opening bonus conditions

1. This account opening bonus is only available to new users. Logically, having an E*TRADE brokerage account should n't affect this; only having a savings account should.
2. Within 30 days of opening an account, you need to deposit the required "new money" as shown in the table below. "New money" refers to funds not already held by E*TRADE. The table showing the correspondence between deposit amounts and rewards is as follows:

   Deposit Tier	Cash Credit Tier
   $25,000 - $49,999	$250
   $50,000 - $74,999	$500
   $75,000 - $99,999	$750
   $100,000 or more	$1,000

3. This balance needs to be maintained for 45 days, starting from day 30.

Precautions

For almost all checking/savings accounts in the United States, please note the following:

1. Theoretically, Non-Resident Aliens (NRAs) cannot open bank accounts online and need to go to a physical branch (some purely online banks without physical branches are very unfriendly to NRAs). To determine if you are a Resident Alien (RA) , please refer to " Tax Filing Identity Verification ." If you lie about your identity, the bank probably won't check, but you should bear the potential unknown risks yourself.
2. The account opening bonus is taxable and will be issued as Form 1099-int (for US Person ) or Form 1042-s (for Non-Resident Alien (NRA) ). Both forms are safe for all statuses and there is no need to worry.

Summarize

The account opening bonus is pretty good, and the funds are tied up for a short period of time. If you have spare cash, you can open an account and give it a try.

Application link

E*Trade Premium Savings Promo Code SAVE100